Healthcare News & Insights

Report: Half of Americans under 65 have pre-existing conditions

Up to 129 million Americans under the age of 65 have medical conditions that would trigger higher prices — or outright rejection — if they had to seek individual health insurance. That’s the news from a report just released by the Dept. of Health and Human Services. Those 129 million people represent roughly half of non-senior citizens.

The study used two separate figures to arrive at the number: HHS found that up to one-fifth of Americans under 65 have medical conditions, such as cancer and heart disease, that would make them eligible for states’ high-risk insurance pools. The researchers than included those people who have other medical conditions, such as asthma and high blood pressure, which would likely require them to pay higher premiums.

The report was released just before the House voted to repeal last year’s health reform law. HHS noted that the report highlights the difficulties many Americans face when they must purchase their own health insurance.

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